KPay One-stop Smart POS Solution KPay 一站式智能POS收款服務
We Make Payment Simple We Make Payment Simple
Get prepared for the Consumption Voucher Scheme 開通電子收款服務 吸納新一輪電子消費券
Enjoy FREE Subscription Fee*, Terminal Rental & Installation Fee 豁免年費*、月費、租機費及安裝費
*not apply to selected industry, terms and conditions apply
*不適用於指定行業,並須受條款及細則約束
Features 產品特色

Support various payment methods 支援不同收款模式
- Scan or display QR Code 掃描或顯示二維碼(QR Code)
- Swipe card 刷卡收款
- Insert card 插卡收款
- Contactless NFC 手機NFC感應式收款
Flexible and mobile 靈活彈性
With the advantages of advanced technology, KPay Smart POS allows our merchants to process transactions anywhere with wi-fi or 4G sim card. Merchants could now enjoy higher flexibility and mobility of their in store set up and payment experiences. KPay智能POS收款機可因應商戶需要,配合SIM卡或無線上網使用,無需固定於指定位置上,在店舖擺設上更具彈性,同時讓交易支付更暢通無阻。
Supports 15 payment channels 一機支援15種支付工具

Visa

Mastercard

American Express

銀聯

JCB

八達通

Apple Pay

Google Pay

Samsung pay

雲閃付

支付寶香港

支付寶

微信支付香港

微信支付

BoC Pay
Partners 合作商戶
Increase efficiency 提升商戶營運效率
KPay developed a Mobile App for merchants to keep track of business performance and identify the market trends, so as to increase competitiveness. KPay特別為合作商戶開發手機應用程式,配合POS終端機使用,即可輕鬆掌握交易細節及結算狀況,方便商戶監察及分析銷售策略,洞悉銷售市場趨勢,助商戶制定最佳策略,提升行內競爭力。
Our merchants could now review their business performance anytime in an instant. 下載App後只要手機在手即可全天候監察業務狀況。
All-Rounded Support to SME 全面支援中小企
- Daily automated settlement to reduce manual settlement processes, free up more time for real business; Settlement amount will arrive merchants' provided bank account in a promising timeframe which will be T+3*.
- Complimentary maintenance and repair, together with on-site installation will be offered to merchants. Tutorial will also be arranged for frontline staff to ensure smooth operations and familiarize themselves with the Smart POS interface.
- Provide professional customer service support for merchants via service hotline and WhatsApp.
- 系統每日自動清算,為商戶減省日常手動清算步驟,節省時間; 清算起計第三天 (T+3)* 結算款項即可到達收款銀行戶口,確保現金流暢通無阻。
- 安排專人上門安裝及提供免費維修保養服務,KPay更提供教學確保你的前線員工能熟習使用KPay智能POS的操作介面。
- KPay設有客戶服務熱線及WhatsApp 與商戶保持緊密聯繫,並隨時提供支援。
* Subject to merchants business nature and categories, KPay reserves final rights of decisions. * 可因商戶行業及業務性質而調整,KPay保留最終決定及解釋權。
Security and Compliances 安全認證
KPay provides a hassle-free business environment to merchants by our secured POS platforms that complied with regulatory authorities: KPay提供的收款服務包括終端機及結算平台,均取得各項相關認證及受有關監管機構約束:

PCI DSS PCI DSS 支付產業數據安全標準
The PCI Security standards Council (PCI SSC) is a global forum for the ongoing development, enhancement, storage, dissemination and implementation of security standards for account data protection. The PCI SSC is led by a policy-setting executive committee composed of representatives from Visa Inc., Mastercard, American Express, Discover, JCB International. Governed by the PCI SSC, the compliance scheme aims to secure credit and debit card transactions against data theft and fraud. PCI DSS(支付產業數據安全標準)認證是目前全球最高級別的金融數據安全標準,最權威的支付卡產業數據安全標準之一。支付產業安全標準委員會由 Visa、Mastercard、AmericanExpress、Discover 和 JCB 聯合主導建立。作為保護持卡人數據的技術和操作領域的統一基準,PCI DSS 是全球最為嚴格的數據安全標準,旨在統一業界標準、最大程度的降低支付卡風險。

EMV EMV 認證
EMVCo is a global technical body that helps enable seamless and secure card-based payments, which stands for "Europay, Mastercard, Visa” three companies created the standard. EMV specifications have evolved beyond the original EMV Chip specification to cover a wide range of technologies that support card-based payments. Organizations around the world use EMB specifications to develop and deploy card-based payment products that will work together seamlessly and securely, regardless of where the customers make or receive a payment. EMV標準是由國際三大銀行卡組織--Europay、Mastercard、Visa共同發起制定的銀行卡從磁條卡向智能IC卡轉移的技術標準,是基於IC卡的金融支付標準,目前已成為公認的全球統一標準。其目的是在金融IC卡支付系統中建立卡片和終端接口的統一標準,使得在此體系下所有的卡片和終端能夠互通互用。

Visa payWave Visa payWave
Visa payWave uses an embedded computer chip to send payment information to a secure reader at the point of sale. Users may wave their card or device within 1-2 inches of the reader to make payments. The secure reader receives payment information through radio frequency or Near- Field Communication (NFC) technology. Visa payWave,是Visa在其簽帳金融卡和信用卡上利用EMV技術推出的一項非接觸式付款功能,當Visa payWave卡用於一般刷卡機或感應式讀卡機時,晶片模組會依讀卡機型態自行進行判斷,執行非接觸付款功能。

Mastercard PayPass Mastercard PayPass認證
Mastercard Contactless, formerly called PayPass. Contactless uses a hidden embedded computer chip and radio frequency antennae. After tappingthe contactless card or device at checkout, payment details are sent wirelessly through Near-Field Communication (NFC) technology to the Mastercard network. It provides secure encryption technology and Zero Liability protection and safe. Mastercard Contactless,前稱PayPass,是Mastercard組織推出的非接觸式信用卡及預付卡系統,帶有EMV晶片的非接觸式Mastercard信用卡及預付卡不必接觸刷卡機就可以完成交易。

UnionPay accepted terminal 銀聯卡受理終端產品認證
UnionPay accepted terminal refers to the devices that certified to accept UnionPay IC card for payment transactions, include but not limited to mPOS and smart POS and other innovative terminal devices or platforms. 銀聯卡受理終端設備指的是能完成銀聯卡交易的受理設備及其安全組件,包括但不限於電話支付終端、mPOS終端、金融自助終端,智能銷售點終端以及其他新型終端產品及PIN輸入設備等終端安全組件。
Partners 合作商戶
Application Process 申請流程
Submit required documents 提交文件
Sign off merchant agreement and fee schedule 簽訂合約
Conduct credit and risk assessment 風險排查
Create accounts for transaction 建立帳戶
On-site POS installation and tutorial 安裝及教學
Review transactions and settlement in app 查閱結算詳情
FAQ 常見問題
- Cost effective: Price transparency. No POS rental fee & installation fee
- Efficiency: With KPay Merchant APP, review business performance to identify the market trends anytime
- Simple: Minimise the number of contracts to obtain all the payment solutions above
- Better customer experience: Support up to 12 payments, including Visa, Mastercard, UnionPay, Alipay & WeChat Pay etc. Allow your customers to choose the payment method they are most comfortable with
- Highest data security guaranteed: Complied with PCI DSS, EMV standards etc.
- All-rounded support: On-site POS installation and tutorial. Provide professional customer service support for merchants via hotline and WhatsApp.
- Flexible and mobile: KPay POS Terminal allows our merchants to process transactions anywhere with data SIM card or Wi-Fi. Merchants could enjoy higher flexibility and mobility of their in store set up and payment experiences.
- 節省成本:收費清晰,全免租機費、安裝費
- 提升效率:配合KPay商戶專用手機APP,一手掌握銷售表現,對賬更輕鬆
- 簡化合約程序:無需花時間向每間支付工具服務商申請,便可擁有多項收款方案
- 更好的付款體驗:一機支援各大支付工具,讓你的客戶揀選最方便快捷的付款方法
- 安全可靠:KPay提供的收款服務包括終端機及結算平台,均取得各項相關認證及受有關監管機構約束,包括PCI DSS 支付產業數據安全標準、EMV認證等。
- 完善支援服務:專人上門安裝教學,並設有客戶服務熱線及WhatsApp 與商戶保持緊密聯繫,及隨時提供支援。
- 靈活彈性:KPay POS終端機無需固定於指定位置上,只需配合SIM卡或Wi-Fi使用,讓交易支付更暢通無阻!
* Subject to merchants' business nature and categories, KPay reserves final rights of decisions.
* 實際到賬時間或因商戶行業及業務性質而調整,KPay保留最終決定及解釋權。